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Personal Solutions



As a member of Synergy Bank, your deposits are insured to the maximum available by the Federal Deposit Insurance Corporation (FDIC).

Regular Savings

Our Regular Savings account makes it very easy to start saving for the future. You can open one with as little as $50, and earn a competitive rate of interest on balances of $200 or more.

Prestige Savings

  • A multi-tiered structure that earns you higher interest rates for maintaining larger balances. You can open the account with as little as $10,000, and can earn even higher interest rates by maintaining balances of $25,000.
  • FREE NYCB ATM Access

  • Certificate Accounts

  • Choose a term from as short as one month to seven years
  • Earn a competitive interest rate
  • Your rate is guaranteed until maturity

    Individual Retirement Accounts (IRAs)

  • Available as a certificate of deposit account
  • Choose a term from one month to seven years
  • Traditional IRAs, Roth IRAs and Coverdell Savings Account plans available.
  • Earn a competitive interest rate
  • Qualified retirement plan funds are insured up to $250,000 by the FDIC
  • No minimum age for contributing to an IRA
  • Make contributions until the year you reach
    age 70 ½
  • Premium Money Market III

    Our Premium Money Market account offers higher interest rates for higher balances and includes check writing capabilities. The more you save...the more you will earn!


    Kids Account

    Our Kids Accounts help children (age 7-17) save for their future with a special savings account just for them! With our Kids Account, you can help your children put money away for important future expenses. The account is FREE (no service charges) and can be opened with just a $1.00 deposit.


    Club Accounts

  • Choose between our holiday or vacation club accounts.
  • Make regular contributions for a specific purpose.

  • Open An Account!
    For more information about these and other available personal savings accounts please visit one of our convenient branches to open your account today or call us at (866) 650-7421 for details.